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Lower premiums – how we work with you to reduce your costs

1. Choose a higher deductible.
Deductibles represent the amount of money you pay before your insurance policy kicks in. The first way to lower premiums is to raise your deductible. The higher the deductible, the less you will pay for the policy. At the same time, be sure you don’t set the deductible so high that it will be a financial burden for you to pay the deductible if you have an insurable loss.

2. Buy a package policy.
The second thing any business owner can do to lower premiums is buy a package policy. A package policy, which is a set of policies bundled together to provide more comprehensive coverage, such as a Business...

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